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Asset Allocation Strategies

Explore 30 professionally curated investment strategies from top investors
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Aggressive
100% Equity Index
The classic 60% stocks / 40% bonds portfolio. Often cited as a \"balanced\" or moderate-risk portfolio, it has been a staple for decades for those seeking a blend of growth and stability. The stocks drive growth, while the bonds provide income and dampen volatility. This simple allocation is frequently recommended for investors in middle age or with intermediate horizons. Many implementations may simplify to 60% global stocks / 40% bonds, but others may break it up into US vs International stocks and US vs international bonds. This allocation is widely used. Vanguard founder Jack Bogle often referenced the 60/40 as a sensible default for many investors, and many pension funds and robo-advisors use similar mixes. It's a common default for intermediate-term goals (college savings, retirement that's a couple decades away, etc.), and many investors closer to retirement might glide down to 60/40 on the way from more aggressive allocations. (it's often a static target allocation with no glide path.
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The classic 60% stocks / 40% bonds portfolio. Often cited as a \"balanced\" or moderate-risk portfolio, it has been a staple for decades for those seeking a blend of growth and stability. The stocks drive growth, while the bonds provide income and dampen volatility. This simple allocation is frequently recommended for investors in middle age or with intermediate horizons. Many implementations may simplify to 60% global stocks / 40% bonds, but others may break it up into US vs International stocks and US vs international bonds. This allocation is widely used. Vanguard founder Jack Bogle often referenced the 60/40 as a sensible default for many investors, and many pension funds and robo-advisors use similar mixes. It's a common default for intermediate-term goals (college savings, retirement that's a couple decades away, etc.), and many investors closer to retirement might glide down to 60/40 on the way from more aggressive allocations. (it's often a static target allocation with no glide path.
Endorsed by
Jack Bogle
Time Horizon
20+
years
Return
9–11%
Volatility
8-9%
Aggressive
100% Equity Index
Built for long-term capital growth and high volatility tolerance.
Show more
Show less
The classic 60% stocks / 40% bonds portfolio. Often cited as a \"balanced\" or moderate-risk portfolio, it has been a staple for decades for those seeking a blend of growth and stability. The stocks drive growth, while the bonds provide income and dampen volatility. This simple allocation is frequently recommended for investors in middle age or with intermediate horizons. Many implementations may simplify to 60% global stocks / 40% bonds, but others may break it up into US vs International stocks and US vs international bonds. This allocation is widely used. Vanguard founder Jack Bogle often referenced the 60/40 as a sensible default for many investors, and many pension funds and robo-advisors use similar mixes. It's a common default for intermediate-term goals (college savings, retirement that's a couple decades away, etc.), and many investors closer to retirement might glide down to 60/40 on the way from more aggressive allocations. (it's often a static target allocation with no glide path.
Endorsed by
Jack Bogle
Time Horizon
20+
years
Return
9–11%
Volatility
8-9%
Aggressive
100% Equity Index
Built for long-term capital growth and high volatility tolerance.
Show more
Show less
The classic 60% stocks / 40% bonds portfolio. Often cited as a \"balanced\" or moderate-risk portfolio, it has been a staple for decades for those seeking a blend of growth and stability. The stocks drive growth, while the bonds provide income and dampen volatility. This simple allocation is frequently recommended for investors in middle age or with intermediate horizons. Many implementations may simplify to 60% global stocks / 40% bonds, but others may break it up into US vs International stocks and US vs international bonds. This allocation is widely used. Vanguard founder Jack Bogle often referenced the 60/40 as a sensible default for many investors, and many pension funds and robo-advisors use similar mixes. It's a common default for intermediate-term goals (college savings, retirement that's a couple decades away, etc.), and many investors closer to retirement might glide down to 60/40 on the way from more aggressive allocations. (it's often a static target allocation with no glide path.
Endorsed by
Jack Bogle
Time Horizon
20+
years
Return
9–11%
Volatility
8-9%
Aggressive
100% Equity Index
Built for long-term capital growth and high volatility tolerance.
Show more
Show less
The classic 60% stocks / 40% bonds portfolio. Often cited as a \"balanced\" or moderate-risk portfolio, it has been a staple for decades for those seeking a blend of growth and stability. The stocks drive growth, while the bonds provide income and dampen volatility. This simple allocation is frequently recommended for investors in middle age or with intermediate horizons. Many implementations may simplify to 60% global stocks / 40% bonds, but others may break it up into US vs International stocks and US vs international bonds. This allocation is widely used. Vanguard founder Jack Bogle often referenced the 60/40 as a sensible default for many investors, and many pension funds and robo-advisors use similar mixes. It's a common default for intermediate-term goals (college savings, retirement that's a couple decades away, etc.), and many investors closer to retirement might glide down to 60/40 on the way from more aggressive allocations. (it's often a static target allocation with no glide path.
Endorsed by
Jack Bogle
Time Horizon
20+
years
Return
9–11%
Volatility
8-9%
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1 - Tax optimization and rebalancing features do not guarantee improved performance or reduced taxes and may result in higher transaction costs, different tax outcomes, or realized losses depending on your specific situation. Recommendations and trade instructions are based on current laws and data you provide and may be affected by market volatility, changes in tax rules, or how and when you choose to implement them.

2 - This statement reflects our general philosophy and is not a guarantee that our services are safer or superior to other options, nor that they are suitable for every investor or situation. Investors should carefully consider their own goals, risk tolerance, and circumstances, and understand that all investing involves the risk of loss, including loss of principal

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