Disclosure Brochure (Form ADV Part 2A)

Last updated: October 30, 2025

This Disclosure Brochure provides information about the qualifications, business practices, and policies of Enrich Finance (“Enrich Finance,” “we,” “us,” or “our”).
If you have any questions about the contents of this brochure, please contact us at compliance@enrichfinance.com or visit our website at www.enrichfinance.com.

The information in this brochure has not been approved or verified by any governmental authority.
Registration of an investment adviser does not imply a certain level of skill or training.

1. Advisory Business

Enrich Finance is a financial consulting and advisory firm that provides strategic financial guidance, cash flow optimization, and financial planning services to individuals and organizations.
We do not act as a broker-dealer, custodian, or portfolio manager. Our services are strictly advisory and educational in nature.

We work with clients to help them improve financial literacy, develop business strategies, and make more informed financial decisions. The scope of services may include, but is not limited to:

  • Financial and strategic consulting
  • Cash management and performance analysis
  • Forecasting, budgeting, and financial structure reviews
  • Business planning and capital allocation support

2. Fees and Compensation

Fees for our advisory services are typically charged on a fixed-fee or hourly basis, depending on the engagement scope.
All fees are agreed upon in advance and outlined in a written Advisory Agreement between Enrich Finance and the Client.

We do not receive commissions, referral fees, or other compensation from third parties in connection with the recommendations we provide.
Clients are responsible for any additional costs related to third-party services or platforms used in connection with our work.

3. Performance-Based Fees and Side-By-Side Management

Enrich Finance does not charge performance-based fees (fees based on a share of capital gains or investment performance).
We do not engage in any side-by-side management of multiple investment accounts.

4. Types of Clients

Our clients include:

  • Private individuals
  • Small and medium-sized businesses
  • Corporate teams and financial departments

There is no minimum account size required to engage our advisory services. Each engagement is assessed individually based on complexity and client goals.

5. Methods of Analysis and Investment Philosophy

Although Enrich Finance provides general financial and economic insights, we do not provide specific securities recommendations or portfolio management services.
Our analyses are based on publicly available data, client-provided information, and professional judgment.
We focus on helping clients interpret data, understand risk, and improve financial outcomes through strategy—not investment execution.

6. Disciplinary Information

Enrich Finance and its principals have no disciplinary history and are not subject to any past or pending legal or regulatory actions by the SEC, FINRA, or any other governmental authority.

7. Other Financial Industry Activities and Affiliations

Enrich Finance does not have affiliations with any broker-dealer, financial institution, or other advisory firm that would create a conflict of interest.
If any future relationship could result in a potential conflict, it will be fully disclosed to clients prior to engagement.

8. Code of Ethics and Personal Trading

We adhere to a strict Code of Ethics designed to ensure integrity, transparency, and professional conduct in all client interactions.
Our team may hold personal investments, but such holdings do not influence the advice provided to clients.
We avoid conflicts of interest and maintain confidentiality of all client data and strategies.

9. Brokerage Practices

Because Enrich Finance does not manage investment accounts or place securities trades, we do not select or recommend broker-dealers or custodians.
Clients remain in control of their own investment accounts at all times.

10. Review of Accounts

Formal reviews are conducted in accordance with each client’s engagement terms.
Since Enrich Finance does not manage accounts, we do not issue account statements or performance reports.
Clients are encouraged to periodically review their financial position and progress with our advisory team.

11. Client Referrals and Other Compensation

We do not participate in referral fee programs or pay compensation to third parties for client introductions.
Any partnership or referral arrangement that might arise will be disclosed in writing and require client consent.

12. Custody

Enrich Finance does not hold client funds or securities.
Clients maintain full control over their financial accounts, and any payments to Enrich Finance are made solely for advisory services.

13. Investment Discretion

We do not exercise discretionary authority over client investments.
All financial actions or investment decisions are made solely by the client.

14. Voting Client Securities

Enrich Finance does not vote proxies on behalf of clients. Clients are responsible for all proxy voting related to their own holdings.

15. Financial Information

Enrich Finance does not require or solicit prepayment of more than €1,200 (or equivalent) in fees per client, six months or more in advance.
We have no financial condition that is reasonably likely to impair our ability to meet contractual commitments to clients.

16. Additional Information

Clients may request a copy of this Disclosure Brochure at any time by contacting us at compliance@enrichfinance.com.
Additional information about Enrich Finance may be available upon request or via regulatory authorities (if applicable).

Contact Information

Enrich Finance
📍 [Company Address, City, Country]
📧 compliance@enrichfinance.com
🌐 www.enrichfinance.com

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1 - Investment recommendations and tax-loss harvesting alerts do not eliminate the risk of investment loss, and outcomes may be impacted by market volatility, execution quality at your brokerage, and changes in tax laws or regulations. Recommendations are generated based on the information and preferences you provide and may not be appropriate for every situation or result in improved performance or reduced taxes
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2 - A flat subscription fee for our service does not include costs charged by your brokerage firm (such as trading commissions, fund expenses, or account fees), nor does it consider any tax impact from trading activity in your accounts. You should also consider that subscriptions renew unless canceled, and our tools may recommend actions that increase transaction costs or taxes depending on your personal situation
Enrich Finance, LLC is an investment adviser registered with the SEC. Registration with the SEC does not imply any level of skill or training.
Investment advisory services are provided only to users who become clients pursuant to a written agreement. See our Form ADV Part 2A Brochure and Privacy Policy for more information. View our disclosures, terms, and forms here. This website is intended for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or investment advisory services in any jurisdiction where such offer or solicitation would be unlawful. Services are intended for U.S. residents only.
1 - Past performance is not a guarantee, or reliable indicator, of future results; future returns and risk may differ materially from those shown.
1 - Tax optimization and rebalancing features do not guarantee improved performance or reduced taxes and may result in higher transaction costs, different tax outcomes, or realized losses depending on your specific situation. Recommendations and trade instructions are based on current laws and data you provide and may be affected by market volatility, changes in tax rules, or how and when you choose to implement them.

2 - This statement reflects our general philosophy and is not a guarantee that our services are safer or superior to other options, nor that they are suitable for every investor or situation. Investors should carefully consider their own goals, risk tolerance, and circumstances, and understand that all investing involves the risk of loss, including loss of principal
1 - Tax optimization and rebalancing features do not guarantee improved performance or reduced taxes and may result in higher transaction costs, different tax outcomes, or realized losses depending on your specific situation. Recommendations and trade instructions are based on current laws and data you provide and may be affected by market volatility, changes in tax rules, or how and when you choose to implement them.

2 - This statement reflects our general philosophy and is not a guarantee that our services are safer or superior to other options, nor that they are suitable for every investor or situation. Investors should carefully consider their own goals, risk tolerance, and circumstances, and understand that all investing involves the risk of loss, including loss of principal